Legal & Finance
Legal and financial guidance for international real estate buyers
Explore Legal & Finance Topics
Financing and mortgage options for international buyers
Property insurance and buyer protection strategies
Legal requirements for international property buyers
Tax implications and planning strategies
When Cyprus's Non‑Dom Perk Becomes a Costly Illusion
Why Cyprus’s non‑dom advantages and modest transfer fees can mislead buyers — plan domicile, titling and seasonality to protect lifestyle and capital.
Villa Curated
Croatia: Seasonal Life, Reciprocity and Quiet Legal Rules
Fall in love first, legalise second: how Croatia’s seasonality, reciprocity rules and local customs shape confident property purchases.
Villa Curated
Salt, Seismic Risk and Short‑lets: Insuring a Life in Croatia
How to pair Croatia’s irresistible coastal life with insurance and buyer‑protection strategies that reflect salt, seismics and seasonal rentals.
Villa Curated
Turn Croatia’s 3% Transfer Tax Into Practical Advantage
Practical, lifestyle‑aware tax planning for buying property in Croatia — how the 3% transfer tax, VAT and timing can be shaped to your advantage.
Villa Curated
Cyprus: When 5% VAT Becomes a Costly Mistake
How Cyprus’s generous 5% VAT and transfer‑fee rules can become advantages—or costly traps—if you miss size, value or residency conditions. Practical steps and local sources included.
Villa Curated
When Croatia’s Tax Rules Quietly Shape Where You Live
How Croatia’s mix of transfer tax, VAT rules and municipal regimes quietly alters where lifestyle and returns align; plan at municipal level and confirm VAT early.
Villa CuratedWhen France’s Notary Is Your First Insurance — and When to Add More
In France, the notary and public registers are the primary protections for buyers; supplement them with PNO, dommages‑ouvrage and targeted household cover matched to how you will live.
Villa Curated
Why Spring House‑Hunting in France Can Stretch Your Budget
Seasonality, departmental tax changes and lender rules in France alter affordability — plan for notary increases, realistic mortgage offers and winter viewings to gain leverage.
Villa Curated
Reciprocity, VAT or Transfer Tax — A Croatia Checklist
Practical, lifestyle‑led advice for buying property in Croatia—how reciprocity, VAT vs transfer tax and local rules shape the life you’ll build on the Adriatic.
Villa Curated
Insuring Cyprus: Title Risks and Practical Protections
Pair Cyprus’s seaside rhythms with practical protections: rebuild valuations, title indemnity, vacancy and rental endorsements to secure life on the island.
Villa Curated
Reciprocity & Stewardship: Buying Life (Not Just Property) in Croatia
Fall for Croatia’s daily rhythms — then check reciprocity, cadastre extracts and restoration permits to make the lifestyle yours with legal certainty.
Villa Curated
Croatia’s 2025 Property Tax: Turn Change into Advantage
Croatia’s 2025 tax changes reshape cost and opportunity—learn which purchases face 3% transfer tax or 25% VAT, municipal annual levies, and tactical steps to preserve the lifestyle you seek.
Villa Curated
